Low minimum contribution plus professional investment management.

At LifePlan, we use Group Pension Plans to educate you on one of the best ways to save for your retirement. Registered plans, such as Group RRSPs and pension plans, enable you to save consistent amounts over a long period of time, a technique known as dollar-cost averaging.

Along with the same tax advantages as a personal RRSP, group retirement plans offer the following benefits:

- Payroll deductions for immediate tax benefits

- Employer contributions enhance your personal contribution amounts

- Preferred management fees on pooled funds

- Online account access

- Friendly toll-free call centre

- Educational sessions

- Contributions are tax deductible and instant

If you are contributing to a registered plan by payroll deductions, you can arrange with your employer to have the contributions invested on a before-tax basis; the contribution amount will be deducted from your gross pay before tax is calculated. This allows you to receive immediate tax relief, so you don’t have to wait until you file your tax return to receive a tax benefit. Payroll deduction also provides the benefits of dollar-cost-averaging.

Some of the benefits LifePlan offers include low minimum contribution, professional investment management and many other benefits.

Contact our Qualified LifePlan Consultant or Financial Planner Today.

Our qualified consultants will take the time to review your current investment account and see if your investments holding have the right asset allocation and are managed according to your risk tolerance.