Get Segregated Funds with low fees, high performance and suited to your needs.
Segregated Funds are a combination of mutual funds and insurance. Like mutual funds, segregated funds invest in risky assets such as stocks and high yield bonds. Plus, a segregated fund also guarantees a certain amount of its principal to its investors based on the plans.
Thanks to these two features, segregated funds appear to offer higher returns with limited risk. Theoretically, investors in segregated funds can enjoy high returns if the risky assets invested by the segregated funds perform well. If the assets don’t perform well, investors can at least count on getting most of their initial investment (i.e. the principal) back.
Segregated funds work in a way similar to mutual funds. Generally, there are various types of funds adapted to your ability to tolerate risk and to your financial goals (balanced funds, Canadian equity funds, etc.). Your investments will fluctuate based on the market value of the securities that make up the funds.
Our qualified consultants will take the time to review your current investment account and see if your investments holding have the right asset allocation and are managed according to your risk tolerance.